Our Purpose – We help your company grow by
eliminating financial barriers with Just in Time Cash®

New Century Financial (“NCF”) was founded in 1985 and has grown over the years into an innovative Houston- based private financial-services organization, servicing privately-held businesses through a major factoring company and a private equity firm. The factoring arm provides financing for businesses across the U.S. through the purchase of accounts receivable at a discount, and making loans for equipment and working capital. Competitive pricing, individualized client assistance, and innovative financial solutions are combined to accomplish its mission.

Visit our Company website at NewCenturyFinancial.com

Three key success factors permeate NCF operations:


Quick cycle time for credit
facilities and fundings.


Requests are handled in a simple,
clear and convenient manner.


Value is added to clients by offering financial analysis, receivables management,
and sharing of best practices information on business management.

NCF enjoys referral relationships with numerous banks, attorneys, turnaround specialists, venture-capital firms, accountants, and mortgage brokers. This is augmented by direct mail, call programs, internet ads, and an attractive website.

Service is provided by a
well-trained bilingual staff with
degrees and expertise in:

Business and credit analysis, factoring, contract law, lending, database management and mining, and mathematical finance.

This service is delivered though well-established and carefully-monitored procedures that are continually improving. The most important elements of this monitoring are key-indicator and budget tracking and top-management visits to clients.

This monitoring encompasses trends in: customer origination, retention, and satisfaction, as well as, fraud risk and profitability.

In particular, NCF’s initial client risk-evaluation and risk-monitoring systems allow it to profit from opportunities that banks and other lending institutions do not. NCF pursues a diversified-portfolio strategy and has funded over 165 clients in 45 states and from different industries. Over its history, NCF has lost less than 0.2% of its $2.5 Billion receivables purchases.

New Century Financial is committed to providing a quality service and being straightforward and responsible in its business dealings with clients, employees, suppliers and other stakeholders of the Company.

This commitment is evident in the Company’s Core Values:

Exceeding Client

NCF is dedicated to exceeding our client’s expectations with the highest level of service, innovation, and execution.

Executing Your

NCF not only links people and processes, but also follows through with the most efficient and effective execution.


NCF believes in developing the best, most transparent lending processes and continuously fine-tuning them to best serve its clients.

Giving Forward to
the Community.

NCF supports an ongoing program of charitable contributions to a wide variety of nonprofit organizations. The NCF team also offers its time and talent whenever more than financial aid is needed.